Chaerani, C., & Umpusinga, H. A. (2024). The Influence of Perceptions of Religiusity, Perceptions of Ease To Use And Perceptions of Benefits of IAIN Metro Students On Purchase Decisions Using Shopee Paylater Credit. Islamic Banking : Jurnal Pemikiran Dan Pengembangan Perbankan Syariah, 10(1), 81–102. https://doi.org/10.36908/isbank.v10i1.1083