Murdiana, Murdiana, Efendri Efendri, Zainul Kisman, and Dwi Sunu Kanto. “The Influence of Academic Pressure, Academic Procrastination and Ability With Self Efficacy As a Moderating Variable on Student Academic Fraud Behavior”. Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah 8, no. 2 (February 4, 2023): 375–394. Accessed May 28, 2026. https://ejournal.stebisigm.ac.id/index.php/isbank/article/view/698.