Choiriyah, Choiriyah, Dwi Noviani, and Richway Richway. “Implementation of Wadi’ah Academic In Sharia Banking”. Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah 9, no. 1 (August 8, 2023): 89–106. Accessed April 23, 2026. https://ejournal.stebisigm.ac.id/index.php/isbank/article/view/777.