Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah

Implementation of Islamic Economic Principles In The Employee Reward System At BMT Marhamah Purworejo

Heny Rahmawati, Imam Turmudi, Siti Chasanah — Fri, 24 Jul 2026 00:00:00 +0000

Essentially, the workplace requires human resources with a strong work ethic and high motivation to drive increased productivity and demonstrate commitment to achieving established goals. To foster and maintain consistent and even increasing work enthusiasm, one important aspect that needs to be considered is the implementation of a reward system. This study aims to determine the application of rewards to employee productivity at BMT Marhamah. This study uses a descriptive qualitative approach with data collection methods through observation, interviews, and documentation. Secondary data sources were obtained from the results of a library study through literature supporting this research. The results show that BMT Marhamah Purworejo in implementing a reward system has integrated modern management principles with Islamic values. However, its effectiveness is still not optimal due to issues of consistency, transparency, and objectivity. Simultaneously, the reward system implemented at BMT Marhamah Purworejo has proven ineffective in encouraging employee productivity, discipline, and work quality.

Integrating Rahn And Takaful Contracts For Sharia Financial Protection: A Maqāṣid Al-Shari’ah Perspective

Choirunnisak Choirunnisak, Joko Setyono — Thu, 23 Jul 2026 00:00:00 +0000

This study explores the integration of rahn and takaful contracts as a mechanism for strengthening Islamic financial protection from the perspective of Maqāṣid al-Sharī‘ah. Employing a qualitative library research approach, the study reviews and synthesizes relevant scholarly articles, books, and regulatory documents using thematic content analysis. The findings suggest that the integration of rahn and takaful creates a complementary system that combines financing access with risk protection. This integration enhances financial resilience and supports the realization of ḥifẓ al-māl (protection of wealth), one of the fundamental objectives of Maqāṣid al-Sharī‘ah. Based on the literature synthesis, the study proposes a Rahn–Takaful Integrated Protection Model that links financing, risk mitigation, and wealth preservation within a unified Islamic financial framework. The study contributes to the literature by offering a Maqāṣid al-Sharī‘ah-based conceptual framework for Islamic financial protection. However, the proposed model remains conceptual and requires empirical validation in different Islamic financial institutions and contexts.